Short Posts starting from August 27, 2007

Updated: December 2, 2007.

Is $200000 Enough?

How much do you need? For a traditional retiree, $200000 can be enough. A younger retiree needs more. Partial retirement may be a better choice.

Is $200000 Enough?

Risk Leads to Bankruptcy

We have been so inundated by salesmen that we no longer respond to real dangers.

Risk Leads to Bankruptcy

The Great Mistake

Retirees need income. Accumulators need total return. Mix the two and you make the Great Mistake: the 4% safe withdrawal rate.

The Great Mistake

Dividend Growth Story

This is why dividend growth is so attractive.

Dividend Growth Story

Free Lunches for Everyone

Have you ever heard someone say “and that would be a free lunch” as a proof of an investment argument? I have. Repeatedly.

Free Lunches for Everyone

Valuations During Accumulation

For those starting to save today, the outlook is bright.

Valuations During Accumulation

Lessons from the Scenario Surfer

It is still early, but we have learned a lot from the Scenario Surfer.

Lessons from the Scenario Surfer

Not Total Return

Retired? Nearing retirement? Focus on the income stream, not total return.

Not Total Return

The Next Thirty Years

I brought up the Scenario Surfer Generator to get an idea of how the next thirty years in the stock market might to play out.

It is a time for caution. At the same time, the market could still reward the reckless. Both are consistent with the past.

The Next Thirty Years

The Next Thirty Years Addendum

I looked at my data again. We need to protect ourselves from being locked out of stocks entirely.

The Next Thirty Years Addendum

Share Buybacks

Share buybacks are a bad idea.

Share Buybacks

Elements of Skill

Here are several elements of skill that you can adopt as your own.

Elements of Skill

Threshold Distortion

Threshold Distortion describes a common analysis error.

Threshold Distortion